Motor insurance for South African drivers

Car insurance that starts with you.

Build your cover online. An authorised broker then finalises it with you.

Roadside assistance included on every policy

Underwritten by Guardrisk Insurance Company Limited, a licensed non-life insurer and authorised Financial Services Provider (FSP No. 75).

How it works

Build it online. Finalise it with a broker.

Three steps from first click to cover.

  1. Build your cover online

    Tell us about your car and how you use it, then choose your cover and any extras.

  2. Add your contact details

    Tell us how an authorised broker should reach you. They finalise the quote with you before cover starts.

  3. A broker finalises it with you

    An authorised broker contacts you, checks the details and answers your questions before your cover starts.

Advice from an authorised broker

After you build your quote online, an authorised broker contacts you to finalise your cover. They go through the details with you, give you advice and answer your questions before anything is final.

  • Contacts you after you build your quote online

    We connect you with one, so there's nothing to arrange.

  • Checks your details before cover starts

    So what you pay for matches your car and how you use it.

  • Gives you advice in plain language

    What you're covered for, what you're not, and which extras make sense.

Get a quote

Cover options

Choose the cover that fits your car.

Three levels of cover. Roadside assistance is included on every policy. You'll see your price when you build your quote.

Our widest cover

Comprehensive

Cover for your own car and for damage you cause to others.

  • Accident damage to your carIncluded
  • Theft and hijacking of your carIncluded
  • Fire damage to your carIncluded
  • Damage you cause to other people's cars and propertyIncluded
  • Roadside assistanceIncluded

Theft, fire and third party

Third Party, Fire & Theft

Cover for damage you cause to others, plus theft or fire damage to your car.

  • Accident damage to your car(not included)
  • Theft and hijacking of your carIncluded
  • Fire damage to your carIncluded
  • Damage you cause to other people's cars and propertyIncluded
  • Roadside assistanceIncluded

Damage you cause to others

Third Party Only

Cover for damage you cause to someone else's car or property.

  • Accident damage to your car(not included)
  • Theft and hijacking of your car(not included)
  • Fire damage to your car(not included)
  • Damage you cause to other people's cars and propertyIncluded
  • Roadside assistanceIncluded
Get a quote

Optional extras

Add what you need, skip what you don't.

Choose any of these when you build your quote.

  • Car hire

    A hired car to keep you moving while yours is repaired after a claim.

  • Credit shortfall

    Covers the gap when your settlement is less than what you still owe on finance.

  • Windscreen excess waiver

    Pay no excess on windscreen and window claims.

  • Tyre & rim

    Cover for tyres and rims damaged by potholes and other road hazards.

For dealers and brokers

Partner with MyDrive.

Give your clients motor cover they can build online, with an authorised broker finalising every policy. A quick process for them, proper advice from you.

Dealerships

Offer MyDrive cover to buyers when the car is sold.

Brokers

Place motor business through a simple online quote, then finalise and advise as you do today.

Talk to our partner team

If something happens, call us.

Stop somewhere safe and phone the claims line. We'll take your details, tell you what happens next and keep you updated until your claim is settled.

Register a claim in the MyDrive app. The claims line is the fallback.

Claims line010 006 5266

Roadside assistance · AF Assist 24/70861 999 007

If your car is stolen or hijacked, report it to the SAPS as soon as you can and keep the case number.

FAQ

Questions drivers ask us.

Can't find your answer? An authorised broker will talk you through it when they contact you.

Which cars can I insure?

MyDrive covers vehicles valued at up to R550 000. Enter your car's details when you build your quote and you'll see whether it qualifies.

When do I see my price?

An authorised broker confirms your price with you before cover starts.

Do I have to use a broker?

Yes. An authorised broker finalises every MyDrive policy and gives you advice before your cover starts.

Is roadside assistance really included?

Yes. Roadside assistance is included on every MyDrive policy, whichever cover you choose.

Who underwrites MyDrive?

MyDrive is underwritten by Guardrisk Insurance Company Limited (FSP 75) and administered by Admin Focus Underwriting Managers (Pty) Ltd (FSP 50086).

Get a quote

Ready when you are.

Get a quote

Admin Focus Underwriting Managers (Pty) Ltd · FSP 50086

MyDrive — Car insurance that starts with you